Can ‘I FIRE Now?’ tool.

Can I FIRE Now?

UK Retirement Runway

Can I FIRE now?

Enter your accounts and spending. We work out the earliest age you could stop working without your money running out before your life expectancy — and how the pot looks year by year.

Normal minimum pension age: 57
State Pension age: 67
ISA drawn before Pension

Your numbers

All figures in today's terms.

Date of birth

Gender

Life expectancy age you plan to

Annual expenses (£)

ISA balance (£)

Pension balance (£)

Expected return (%)

Inflation rate (%) grows State Pension if Real

Use real returns? Real = after inflation

Initial annual State Pension (£)

Verdict

Enter your numbers and check your status

Your earliest FIRE age and what's left at life expectancy will show up here.

Your wealth runway chart — ISA and Pension balances from today through to life expectancy — will appear here once you run the numbers.

Blog Author

Money Simplified Admin

At MoneySimplified.co.uk, we believe that financial knowledge should be accessible to everyone, without jargon, complexity, or confusion. Our mission is to empower UK consumers with clear, straightforward financial advice that helps them make smarter decisions, save more, and invest wisely.