Best ISA Providers in the UK Compare Fees & Investment Option

Individual Savings Accounts (ISAs) offer tax-free savings and investment opportunities, making them a popular choice for UK investors. Whether you’re looking for a Cash ISA, Stocks & Shares ISA, Lifetime ISA, or Innovative Finance ISA, choosing the right provider is essential.

This guide covers leading ISA providers, their costs, investment options, and minimum deposit requirements to help you make an informed decision.

1. Vanguard UK

✔ Best for Beginners – Simple, low-cost ISA limited to Vanguard funds.
✔ Investment Options – Index funds, ETFs, and managed portfolios.
✔ Fees – 0.15% platform fee, plus fund charges.
✔ Minimum Investment – £500 lump sum or £100 per month.

2. AJ Bell

✔ Best for Investment Choice – Thousands of investment options.
✔ Investment Options – Stocks, ETFs, funds, bonds, and investment trusts.
✔ Fees – 0.25% platform fee, plus trading costs.
✔ Minimum Investment – £500 lump sum or £25 per month.

3. Hargreaves Lansdown

✔ Best for Customer Support – Wide range of investment options.
✔ Investment Options – Stocks, ETFs, funds, and ready-made portfolios.
✔ Fees – 0.45% platform fee, reducing for larger portfolios.
✔ Minimum Investment – £100 lump sum or £25 per month.

4. Interactive Investor

✔ Best for Large Portfolios – Flat fees starting from £4.99 per month.
✔ Investment Options – Stocks, ETFs, funds, and investment trusts.
✔ Fees – Flat monthly fee, making it cost-effective for portfolios over £20,000.
✔ Minimum Investment – £25 per month.

5. Wealthify (Aviva)

✔ Best for Managed Portfolios – Automated investing with risk-based plans.
✔ Investment Options – Managed portfolios, including ethical investments.
✔ Fees – Up to 0.6% annual management fee.
✔ Minimum Investment – £1.

6. InvestEngine

✔ Best for ETF Investing – Low-cost platform focused on ETFs.
✔ Investment Options – Exchange-Traded Funds (ETFs).
✔ Fees – No platform fee, only fund charges.
✔ Minimum Investment – £100 lump sum or £25 per month.

7. Nutmeg

✔ Best for Robo-Advisory Investing – Automated portfolios tailored to risk levels.
✔ Investment Options – Robo-advised portfolios, ethical investments.
✔ Fees – 0.75% for fully managed portfolios, reducing for larger investments.
✔ Minimum Investment – £500 lump sum or £100 per month.

8. Moneybox

✔ Best for Lifetime ISAs – Ideal for first-time home buyers.
✔ Investment Options – Stocks & Shares ISA, Lifetime ISA, and savings accounts.
✔ Fees – 0.45% platform fee, plus fund charges.
✔ Minimum Investment – £1.

9. XTB

✔ Best for Active Traders – Offers commission-free stock trading.
✔ Investment Options – Stocks, ETFs, forex, commodities, and indices.
✔ Fees – 0% commission for monthly turnover up to €100,000, then 0.2% per trade.
✔ Minimum Investment – £0 (no minimum deposit required).

10. Trading 212

✔ Best for Commission-Free Investing – No platform or trading fees.
✔ Investment Options – Stocks, ETFs, fractional shares.
✔ Fees – No account fees, 0.15% FX fee on foreign investments.
✔ Minimum Investment – £1.

11. iWeb

✔ Best for Low-Cost Trading – No platform fees, but charges per trade.
✔ Investment Options – Stocks, ETFs, funds, bonds.
✔ Fees – £5 per trade, 1.5% FX fee on international investments.
✔ Minimum Investment – £0 (no minimum deposit required).

Updated ISA Provider Comparison Table

Provider	Fees	Investment Options	Minimum Investment	Best For
Vanguard UK	0.15% platform fee + fund charges	Index funds, ETFs, managed portfolios	£500 lump sum / £100 per month	Low-cost beginner investing
AJ Bell	0.25% platform fee + trading fees	Stocks, ETFs, funds, bonds, investment trusts	£500 lump sum / £25 per month	Wide investment choice
Hargreaves Lansdown	0.45% platform fee (reduces for larger portfolios)	Stocks, ETFs, funds, ready-made portfolios	£100 lump sum / £25 per month	Comprehensive investment options
Interactive Investor	£4.99+ flat monthly fee	Stocks, ETFs, funds, investment trusts	£25 per month	Best for large portfolios
Wealthify (Aviva)	Up to 0.6% annual fee	Managed portfolios, ethical investments	£1	Automated investing
InvestEngine	No platform fee, fund charges only	ETFs	£100 lump sum / £25 per month	Low-cost ETF investing
Nutmeg	0.75% for fully managed portfolios	Robo-advised portfolios, ethical investments	£500 lump sum / £100 per month	Hands-off investing
Moneybox	0.45% platform fee + fund charges	Stocks & Shares ISA, Lifetime ISA	£1	Best for first-time home buyers
XTB	0% commission up to €100,000 turnover	Stocks, ETFs, forex, commodities	£0 (no minimum deposit)	Active traders
Trading 212	No account fees, 0.15% FX fee	Stocks, ETFs, fractional shares	£1	Commission-free investing
iWeb	£5 per trade, 1.5% FX fee	Stocks, ETFs, funds, bonds	£0 (no minimum deposit)	Low-cost trading

Disclaimer: We strive to keep our pricing and provider information as accurate as possible, but costs and fees may change. Please verify the latest details directly with the provider before signing up.