Make the Most of Your ISA: Tools to Help You Save Smarter

Every UK adult has a generous £20,000 annual ISA allowance, but are you using yours to its full potential?

Whether you’re just getting started or looking to optimise your savings, our free ISA tools are here to help you:

Understand how much tax you could save
Find the right type of ISA for your goals
See how fees can impact your long-term returns

These simple, interactive calculators are designed to make ISAs easier — no jargon, no spreadsheets, just quick answers to smart questions.

💸 1. ISA Tax Savings Estimator

Find out how much tax you could avoid by investing in an ISA versus a taxable account. Perfect for higher-rate taxpayers or anyone exploring stocks & shares ISAs.

Use the Tax Savings Tool

❓ 2. Which ISA Is Right for Me?

Not sure whether to choose a Cash ISA, Stocks & Shares ISA or a Lifetime ISA? This 60-second quiz helps match you to the ISA that fits your savings goals and life stage.

Take the ISA Quiz

📉 3. ISA Fees Impact Calculator

Even low fees can chip away at your returns over time. This calculator shows how much charges might be costing you — and what your investment could be worth with lower fees.

Try the Fees Calculator

⏳4. Don’t Miss the ISA Deadline

Each year, the UK government gives you a generous ISA allowance — up to £20,000 — to save or invest without paying tax on the interest, dividends, or capital gains. But here’s the catch: if you don’t use your allowance by 5 April, you lose it.

To help you stay on track, we’ve added a live countdown timer so you can see exactly how long you have left to make the most of this year’s tax-free allowance. It’s a simple way to stay one step ahead — and a great reason to explore the tools below while there’s still time.

Try the ISA Deadline Countdown

Ready to Take Control of Your Savings?

Using your ISA allowance wisely can make a huge difference to your long-term wealth. Use the tools above to explore your options, then take action before the tax year ends.