SIPP Carry Forward Calculator: Maximize Your Pension Contributions

2 min read

Use our SIPP Carry Forward Calculator to check how much unused pension allowance you can contribute—boosting your tax relief and retirement savings!

The carry forward rule allows you to use unused pension allowances from the past three tax years, letting you contribute more into your Self-Invested Personal Pension (SIPP) and claim additional tax relief.

What This Calculator Helps You Do:

✔ Check your total unused pension allowance from previous years.
✔ See how much extra you can contribute this tax year without exceeding limits.
✔ Estimate the tax relief you’ll receive on your increased pension contributions.
✔ Plan smarter retirement savings strategies using all available allowances.

How It Works:

✔ Enter your pension contributions for the past three tax years.
✔ Select your current tax band – tax relief varies by income level.
✔ Get instant results – see how much more you can contribute and the tax benefits.

Make the most of your pension tax relief! Use our calculator to optimize your contributions and grow your retirement fund today.